Home Loan

Home Loan in Surat

Buying a home is the largest financial decision most families make, and the loan behind it runs for fifteen or twenty years. Gatiman Global Finance Corp helps you choose that loan carefully — the right lender for your profile, a tenure your income can carry, and a file that goes in complete the first time.

What we help with

• Buying a ready or under-construction flat, row house or bungalow
• Construction on a plot you already own
• Plot purchase plus construction
• Balance transfer of an existing home loan to a lower rate, with a top-up if you need one
• Home improvement and extension

Who can apply

• Salaried employees with a steady income
• Self-employed professionals and business owners — here your ITR and GST filings matter, and our tax team can help put them in order before you apply
• Co-applicants such as a spouse or parent, to raise eligibility

Documents typically required

• PAN card and Aadhaar card
• Passport-size photograph
• Proof of current address
• Salaried: recent salary slips, Form 16 and six months of bank statements
• Self-employed: last two to three years of ITR with computation, financial statements and twelve months of bank statements
• Property papers: sale agreement or allotment letter, title documents and approved plan

Why take your home loan through Gatiman Global Finance Corp

We check eligibility and indicative EMI before anything is submitted, so you know where you stand. Your documents are reviewed once, before they reach a lender — incomplete files are the most common reason a sanction takes weeks instead of days. And we stay with you through valuation, legal verification, sanction and disbursal.